Flexible Payment Options
Buy now, pay over time.
On Purchases of $299-$799.99:
No Interest if Paid in Full Within 6 Months*
On Helix Sleep purchases of $299-$799.99 made with the Synchrony HOME Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.
9.99% for 12 Months**
On purchases of $299-$799.99 made with your Synchrony HOME Credit Card. Fixed monthly payments required for 12 months.
On Purchases of $800+:
No Interest if Paid in Full Within 12 Months*
On Helix Sleep purchases of $800 or more made with the Synchrony HOME Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum monthly payments required.
9.99% for 18 Months**
On purchases of $800 or more made with your Synchrony HOME Credit Card. Fixed monthly payments required for 18 months.
Just Click SatisFi at Checkout
SatisFi offers a way to apply for instant, personalized financing at checkout.
Add to Cart
Browse Helix Sleep products and add to your cart.
Select "SatisFi" at checkout.
Apply for Financing
It's fast, simple, safe, and secure.
If approved, you'll be presented with a credit offer from one of Helix's financing partners.
Frequently Asked Questions
1. What happens if I don't qualify for the first financing offer?
If you do not qualify for the first financing offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase. Helix Sleep with works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
2. Which providers may present a financing offer when I apply?
Helix Sleep works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from the other providers, pending credit approval.
3. How do I pay my bill?
Each financing offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the financing offer you select.
Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone:
Contact Synchrony Bank Customer Service during business hours at
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed
Pay By Mail:
To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
P.O. Box 960061
Orlando, FL 32896-0061
Genesis Credit Accounts
To manage your Genesis Credit Account or for more information, please click here.
Katapult formerly Zibby
Katapult makes payments easy for consumers in order to help them be successful with their lease agreement. To help ensure this, payments are collected via the card used for initial payment on consumers’ pay days. See Katapult for more details.
4. If I am approved, what happens next?
You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
Want To Finance Your Helix Mattress?
Get started by shopping for a mattress, then follow the steps outlined above. Financing is available for all Helix Sleep mattresses.
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank.
**Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 8.7911% of initial promo purchase amount (for 12 month fixed pay) or 6.0052% (for 18 month fixed pay) and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer anytime.
Lease-To-Own Financing (Katapult):
Katapult offers lease-to-own financing for purchases up to $3,500, subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and Wyoming. Please refer to katapult.com/legal for more details.